Incentives for: National

Lease vs Finance: 2026 Mazda CX-5

Use this guide to decide which path gives you the best total value.

Current lease snapshot

Approx. $382/mo, $0 due at signing, term 36 months.

Current finance snapshot

Approx. 4.5% APR for 60 months.

Decision rule

If you rotate vehicles every ~3 years, lease often wins on monthly cash flow. If you plan to keep the vehicle long-term, lower APR financing often wins on total ownership cost.

Next steps